Personal Finance
What happens during a divorce with a house and a mortgage?
Shared by Reuben: My situation is this. My mom wants to go through a divorce from my dad after being separated (not legally) for more than 6 years. All this time my mom has been paying off mortgage payments for the house herself among other bills. If they go through the divorce process, can my [...]
If i draw social security can I work in a foreign country?
Shared by Brigida: I’ve heard that you cannot work if you draw social security. Is that true? If so can you draw social security if you live and work in a foreign country?
I have social security benefits, Can my chilld work without losing benefits?
Shared by Burl: Me, my husband, and my two children get social security benefits, and my 16 year old daughter wants to work, can she work without losing her benefits because she is under 18?
How much debt would it take for you personally make the decision to file bankruptcy?
Shared by Vincent: I know bankruptcy should be a last resort but some people have different personal limits. I would like to know your personal answer.
What’s the least amount of debt it would take for you to make the decision to file bankruptcy? And what is your annual income if you don’t mind?
You hear about credit card debt all the time. What do you do when the debt is medical bills?
Shared by Colette: Most of my debt consists of medical bill leftovers (the amount after insurance) that has gone to collection. I have not seen anything that deals with those types of bad credit. They say medical is not supposed to affect your credit but it does.
How does the debt collection process work on an unsecured loan?
Shared by Daisey: I am 105K in debt(mortgage, student loan, car and the unsecured loan) and lost my former job due to lack of work. I got a new job but I am out 15K/yr. Through much juggling, I am paying off everyone except the unsecured loan on which I am paying 30/month(they want 260/mth) [...]
What is the easiest way consolidate debt and finance a home?
Shared by Lilly: My credit score is not that good but I have a good paying job had to send family tons of money I live in a home now i rent with the buy option is there any company that will pay off my debts and finance my home that i have [...]
How can I solve my debt problems and get a mortgage?
Shared by Sima: I currently live in council accomodation with my husband and 3 children. We both work but cannot get a mortgage as we both have debt problems.
I desperately want to change our situation and get on the housing ladder but I need to solve my debt problems.
Any tips would be great.
I currently [...]
How can I get out of debt without changing my life?
Shared by Eun: I have a full-time job, i live at home with mom and still can’t get out of debt. I don’t spend money foolishly, except for going out to the bars. So obviously I know you’ll say to stop doing that. But I would like some input on how else [...]
What is the difference between an overdraft and debt?
Shared by Lanny: My husband has run almost £2000 overdraft and he says its not debt just an overdraft, nothing to worry about.
I am worried sick and I still see it as debt!
He had just finished paying a massive debt last year which took him over 10 years to pay off.
Now he’s [...]