Credit
Can a debt collection agency bankrupt me?
Shared by Shakita: I have received letters and calls from a debt collection agency over a $2000 credit card debt, yes the debt is mine, however the caller is always rude so I do not offer much to her. Now I have received a letter stating that the are commencing bankruptcy proceedings against me and [...]
What is the process to sue debt collectors?
Shared by Elliott: A relative who have never lived in my household, not even a day, apparently have outstanding debts. Now the debt collectors have been calling my phone and leaving messages. A couple of times, they were told to stop calling my number as I don’t know the whereabouts of the individual they want [...]
What proof of debt can you ask a collection agency to provide?
Shared by Marco: I received a collection letter for a debt to a company I have never heard of. I am afraid it is identity theft. Can I ask the collection agency to provide a copy of a signed receipt?
What recourse do I have if they don’t believe it is not mine?
What is the most debt you have eliminated in a year?
Shared by Thelma: I need some motivation people! I want to commit to reducing my credit card debt this year; but, it seems a bit overwhelming. Please share stories of how you reduced your debt. Maybe that can psych me up to keep sacrificing and paying off these debts. Thanks!
Is the SOL on credit card debt determined by the state you currently live in or where the debt originated?
Shared by Verena: Is the Statute of Limitations on credit card debt, determined by the state you currently live in or where the debt originated?
I have a debt that I stopped paying on in Jan 2002. I acquired the debt while living in Texas and stopped paying it while living in Texas. My husband is [...]
How long after a debt has been created can a creditor report to the credit bureau?
Shared by Emilee: I had some medical bills from 4/10/01 that I didnt not pay in full. I was harassed for awhile by collections and then left alone. This debt was never reported on my credit record and has never showed up. Today on 2/14/2007 (6 years later) I receive a letter from a collections [...]
How does printing money work? As in, who regulates how much money a particular country can print for themself?
Shared by Ella: Basically what I want to know is that who regulates this amount? What if the government of a particular country simply decides it will print some more money and use it, who will stop them and how will they be caught?
How money is debit from account just by giving credit card details on phone?
Shared by Celia: I want to donate to an organisation. They ask for my credit card details and the three digit on the back of the card. They are not askig for amount. It’s all on telephone. How money will be credit to their account. Will I get any confirmation before bank pays to them [...]
Where should I look for a home improvement loan?
Shared by Brigitte: We are looking for a home improvement loan to start a couple of projects on our new home. The loan amount should be something around $15,000 to $20,000 with a low APR. Any suggestions on where to look? We’re in Indiana.